Virtual Credit Card
What Is a Cardplus Virtual Credit Card?
A Cardplus Virtual Credit Card is a digital supplementary card linked to your existing Cardplus credit card. It has no physical form and helps you shop online using card details that are different from those of your primary credit card.
You can set, increase or reduce the virtual card limit within the available limit of your primary Cardplus credit card. Setting the limit to match the planned purchase amount helps you shop online without sharing your primary card details and limits the amount available for the transaction.
Cardplus Virtual Credit Card Features and Benefits
- No physical card is issued; the card number, expiry date and security details are provided digitally.
- The virtual card works as a supplementary card linked to your existing Cardplus credit card.
- You can set and later change its limit within the available limit of your primary card.
- Because the virtual card uses card details that differ from your primary credit card, you do not need to share your primary card details with online merchants.
- You can cancel your virtual card and create a new one when needed.
- You can benefit from additional authentication when shopping on websites that support 3D Secure.
For further guidance, visit the Card Security page.
Cardplus Virtual Credit Card Application
If you have an İktisatbank Cardplus credit card, you can create your virtual card without needing to visit a branch by calling Phone Banking at +90(392)444-4444.
If you do not yet have a Cardplus credit card from our bank, submit the Credit Card Application Form or visit your nearest İktisatbank branch.
Safer Online Shopping with a Cardplus Virtual Credit Card
Before paying, set the virtual card limit to the amount you intend to spend. Reducing or cancelling the limit after the purchase helps restrict the amount available for later transactions. Always check the website address and its secure connection, and never share card details by email, message or phone.
A Cardplus Virtual Credit Card helps protect your primary credit card details by using different details for online purchases. It does not replace essential precautions such as choosing reputable merchants, checking the payment page and avoiding suspicious links.
For the security of our customers, gambling transactions cannot be made with your Cardplus credit card on any online betting sites, similar websites or in casinos.
Frequently Asked Questions About the Cardplus Virtual Credit Card
All customers who hold a credit card issued by our Bank can create a Cardplus Virtual Credit Card.
If you do not yet have a credit card issued by İktisatbank, you can access the credit card application form on our website, call Telephone Banking at +90(392)444-4444, or learn about application options through İktisatbank branches.
Customers who hold a credit card issued by our Bank can obtain a Cardplus Virtual Credit Card simply by calling Phone Banking at +90(392)444-4444.
We welcome anyone who does not hold a Cardplus Credit Card issued by İktisatbank to their nearest İktisatbank branch to obtain a Cardplus Virtual Credit Card.
Set the virtual card limit within the available limit of your primary Cardplus credit card and match it to the value of your planned online purchase. Reducing or cancelling the limit after the transaction helps you keep the available amount under control.
The Cardplus Virtual Credit Card uses card details that differ from those of your primary credit card. Setting a purchase-specific limit and choosing reputable websites that support 3D Secure help protect your primary card details and restrict the amount available for online transactions.
To cancel your virtual card, call Telephone Banking at +90(392)444-4444. When you need another virtual card, you can create one through Internet Banking or Mobile Banking.
No. The Cardplus Virtual Credit Card is not physically issued. The card number, expiry date and security details used for online shopping are provided through digital banking channels.