Business Credit Card

What Is the Cardplus Business Credit Card?

The Cardplus Business Credit Card is a commercial credit card that helps companies and self-employed business customers manage business expenses under one account. Cards issued in the company name can be used for domestic and international spending, while the limits and permissions of employee supplementary cards can be set individually.

Cardplus Business reduces the need to carry cash and makes it easier to monitor company spending on a single statement. Travel, online shopping, tax, insurance and other eligible business payments can therefore be tracked in a more organised way.

Cardplus Business Credit Card Features

• As many supplementary cards as the business needs can be linked to the main company limit.
• A separate spending limit and cash advance permission can be set for each supplementary card.
• Employee business expenses can be monitored under one credit card account and on one statement.
• The card can be used at domestic and international merchants that accept Mastercard and for online shopping.
• Credit card statements can be received by email.
• Eligible purchases and tax payments may be converted into instalments later, subject to the applicable card and transaction conditions.

Benefits of the Business Credit Card

• It reduces the need to carry cash during business travel and day-to-day company payments.
• It makes spending by different employees easier to view and control centrally.
• Card-level limits and permissions help businesses apply their internal expense policies.
• It offers payment flexibility for domestic, international and online business purchases.
• A single statement provides an organised record for reviewing and classifying company expenses.

For current Cardplus offers, visit the Credit Card Advantages page. For safe card use, read the Card Security guidance.

How to Apply for a Cardplus Business Credit Card

You can submit an enquiry through the credit card application form, call Telephone Banking at +90(392)444-4444, or visit your nearest İktisatbank branch.

The card limit, supplementary card permissions and application terms are determined following the Bank's assessment. Applications are subject to the Bank's assessment and approval process. Before applying, you can review the features of the card types in the comparison table below.

How the Business Credit Card Master Account Works

The Business Credit Card Master Account is the commercial account where the total limit shared by linked supplementary cards is defined. No physical card is issued for this master account. The Cardplus Business credit limit is assigned to companies or self-employed business customers according to their financial information and the Bank’s evaluation.

Managing Business Supplementary Credit Cards

At the request of the master account authority, multiple physical Cardplus Business supplementary cards can be issued to employees or authorised users. The spending limit and cash advance permission of each supplementary card can be set separately to reflect different roles and responsibilities.

How Can I Get a Cardplus Business Credit Card PIN?

You can easily get or change your Cardplus Business Credit Card PIN without visiting a branch by using Internet Banking, Mobile Banking or SMS Banking.

• Internet Banking: Cards → All Cards → (select the card you want to manage) → Change PIN.
• Mobile Banking App: Cards → All → (select the card you want to manage) → Change PIN.

You can also easily get your Business Credit Card PIN by sending an SMS from the mobile number registered in the system.

Click here to get your Credit Card PIN via SMS Banking.

For support and information about your Business Credit Card PIN, call Telephone Banking at +90(392)444-4444.

Frequently Asked Questions About the Cardplus Business Credit Card