Overdraft Account

This account is ideal for emergencies when there are insufficient funds in your current account to meet possible unforeseen payments.

With an agreed overdraft limit, you can rest assured that the expenses will be covered.

Smart Overdraft Account

Have your salary paid directly into an İktisatbank Smart Overdraft Account and benefit from advantageous interest rates.

With a Smart Overdraft Account you can make cash withdrawals in Turkish Lira or foreign currencies even when there are no funds on your account. Withdraw funds against your Smart Overdraft limit from any İktisatbank ATM at any time of day with a Smart Debit card or SmartCard Credit card.

Withdraw cash from any of our branches between the opening times of 08.15 - 16.00 in either Turkish Lira or foreign currencies or call our Telephone Banking service on 0392 444 4 444 up until 20:00 to make transfers and payments.

An Active Overdraft Account Guarantees That All Your Bills Will Be Paid

İktisatbank's Active Overdraft Account is especially designed for customers who may occasionally require additional funds to cover such expenses as electricity and water bills and school fees, or who simply need a bit of extra money to spend.
Our low-interest overdraft facility guarantees that your bills will be paid even if there are no funds on your account.

For more information about this product, please call our Telephone Banking service on 4444444 or visit your nearest branch.