Product And Service Fees
Banking Transactions Fees
Find out our competitive fees for the private banking services including domestic or international money transfers, cheques and account transactions, loan charges and interest rates as well as fees for the credit cards.
You can find private banking SmartCard Credit card and Smart Debit card transaction fees at the table below. Fixed card fees will be charged once a year. Card fee will be charged in every twelve months after your card is printed. You will see the card fee in your credit card statement at the corresponding month. Additional card's fixed fees, will be charged to main card holder's credit card statement.
DEBIT and CREDIT CARDS TRANSACTION FEES
CREDIT CARDS | CARDS | ADDITIONAL CARDS |
SmartCard Neo | 0 TL | 0 TL |
SmartCard Classic | 300 TL | 225 TL |
SmartCard Gold | 450 TL | 300 TL |
SmartCard Platinum | 600 TL | 450 TL |
SmartCard Diamond | 750 TL | 600 TL |
SmartCard Business | 2.250 TL | 750 TL |
Debit Card | - | - |
| TRANSACTION | PRICE | COMMISSION |
| Cash Advance (Domestic) | 5 TL | %3 |
| Cash Advance (Abroad) | 4 USD | %3 |
| Purchase Interest Rate | %1,99 | |
| Interest Rate | %2,49 |
ATM CASH WITHDRAWAL | FIXED FEE | MIN. FEE | MAX. FEE |
Local/Turkish Bank | 5 TL | ||
International Bank (TL) | 0,15% | 24 TL | 120 TL |
International Bank (USD) | 0,15% | 3,6 USD | 18 USD |
International Bank (GBP) | 0,15% | 2,4 GBP | 12 GBP |
International Bank (EUR) | 0,15% | 2,4 EUR | 12 EUR |
ATM Balance Enquiries | 3 TL |
MONEY TRANSFER TRANSACTION FEES
TRANSACTION | FIXED FEE | MIN. FEE | MAX. FEE |
TL Incoming | %0,2 | 5 TL | 500 TL |
TL Outgoing (Branch) | %0,2 | 10 TL | 2.500 TL |
TL Outgoing (Internet) | 0 | 0 | 0 |
Currency Incoming | %0,2 | 5 USD | 50 USD |
Currency Outgoing (Branch) | %0,2 | 7 USD | 150 USD |
Currency Outgoing (Internet) | %0,2 | 5 USD | 100 USD |
TRANSACTION | FIXED FEE | MIN. FEE | MAX. FEE |
TL Incoming | %0,2 | 25 TL | 1.000 TL |
TL Outgoing (Branch) | %0,2 | 51 TL | 2.500 TL |
TL Outgoing (Internet) | 0 | 0 | 0 |
Currency Incoming | %0,2 | 20 USD | 100 USD |
Currency Outgoing (Branch) | %0,2 | 20 USD | 1.000 USD |
Currency Outgoing (Internet) | %0,2 | 18 USD | 200 USD |
Currency Outgoing (OUR) | 33 USD | 27 EUR | 17 GBP |
LOANS TRANSACTION FEES
TRANSACTION | FIXED FEE | COMMISION | MIN. FEE |
Mortgage Fee | 500 TL | ||
Early Redemption Fee | 2% | ||
Interim Payment Fee | 2% | ||
Pledge, Lien Removal Fee | 100 TL | ||
Information Fee / File Fee | 1% | 50 TL | |
Letter of Guarantee | 6% | 100 TL | |
Mortgage Frequency Change Fee | 250 TL | ||
Fee for notification of late payment fee | 50 TL | ||
Loan Set Up Fee | 2% | 2.400 TL |
LOAN NOTIFICATION LETTER | FIXED FEE |
From The Branch | |
0 - 10.000 TL | 85 TL |
10.001 - 100.000 TL | 120 TL |
Over 100.001 TL | 360 TL |
From The Lawyer | |
0 - 10.000 TL | 240 TL |
10.001 - 100.000 TL | 360 TL |
Over 100001 TL | 600 TL |
ACCOUNT TRANSACTION FEES
ACCOUNT OPERATING COSTS (3 MONTHLY) | FIXED FEE |
TL Account (1-4 account) | 99 TL |
TL Account (5 above account) | 198 TL |
Currency Account (1-4 account) | 9,00 USD |
Currency Account (5 above account ) | 18,00 USD |
COLLECTION of FUNDS | FIXED FEE |
1 - 75.000 TL | 75 TL |
75.000 - 1.000.000 | 0,1% |
1.000.000 TL and above | 1.500 TL |
CHEQUE TRANSACTION FEES
TRANSACTION | FIXED FEE |
10 Cheque Book | 60 TL |
25 Cheque Book | 125 TL |
50 Cheque Book | 175 TL |
Cheque Book Information Fee | 100 TL |
Lost Cheque | 40 TL |
TRANSACTION | FIXED FEE | MIN. FEE | MAX. FEE |
Customer's Own Cheque (TL) | 0.2% | 49 TL | 200 TL |
Bankers Draft (TL) | 0.2% | 85 TL | 300 TL |
Customer's Own Cheque (Currency) | 0.2% | 50 TL | 200 TL |
Bankers Draft (Currency) | 0.2% | 100 TL | 300 TL |
Other Branch Cheque | 0 | 0 | 0 |
Returned Cheque | 50 TL | - | - |
Other Bank's Cheques sent for Collection | 0.5% | 16 USD | 120 USD |
TRANSACTION | FIXED FEE | MIN. FEE |
Retuned Cheques | 30 TL |
|
Other Domestic Bank | 15 TL |
|
International Banks returned cheques | 20 GBP |
|
Stopping a Cheque | 10 GBP |
|
Traveller's Cheques | ||
10 & 20 Cheques (Per Cheque) | 2 GBP |
|
50 & 100 Cheques (Per Cheque) | 5 GBP |
|
101 Cheques and Above (Per Cheque) | 7 GBP |
|
Personal and Bank Cheques sent to countries other than Turkey | ||
1 - 5.000 GBP | 20 GBP |
|
5.001 GBP - 25.000 GBP | 50 GBP |
|
25.001 - .... | 70 GBP |
|
Personal and Bank Cheques sent to Turkey (TL) | %0.3 | 50 TL |
Personal and Bank Cheques sent to Turkey (Currency) | %0.3 | 35 GBP |
LETTER of GUARANTEE TRANSACTION FEES
TRANSACTION | FIXED FEE | COMMISION | MIN. FEE |
Counter-Guarantees | Yearly | 4% | 250 TL |
(In overseas transactions correspondent banks commision will also be charged) | |||
Temporary Letter | Monthly | 0.5% | 200 TL |
Definite Letter | Yearly | 6 | 200 TL |
Advance Letter | Yearly | 6 | 200 TL |
Increasing the Amount of Letter of Guarantee Commision | |||
Temporary Letter | 0.5% | ||
Definite Letter | 3% | ||
Advance Letter | 4% | ||
Changes/Extention/Canceling | 480 TL | ||
TRANSACTION | FIXED FEE | COMMISION |
Cheque-Policy Aval | Yearly | 4% |
L/G |
| 4% |
Given to the Correspondent Bank | Yearly | 4% |
Taken from the Correspondent Bank (Confirmed) | Yearly | 3% |
Taken from the Correspondent Bank (Unconfirmed) | Yearly | 1% |
Increase of Stand-by Charge (Confirmed) | Yearly | 3% |
Increase of Stand-by Charge (Unconfirmed) | Yearly | 1% |
Referans Letters for the Companies in TRNC to Give Abroad | 400 TL |
|
Referans Letters for the Companies in TRNC to Give Domestic | 200 TL |
|
Financial Analysis Regulatory Charge | 600 TL | |
Scoring | 300 TL |
CORPORATE TRANSACTION FEES
TRANSACTION | FIXED FEES | COMMISION | MIN: FEES |
Up to 12 Months |
| 2% | 240 TL |
Between 13-24 Months |
| 2% | 240 TL |
Between 25-36 Months |
| 2% | 240 TL |
Between 37-60 Months |
| 2% | 240 TL |
Overdraft Account | Cash | 2% | 240 TL |
Spot Loans | Cash | 2% | 240 TL |
Early Redemption | Cash | 2% | 240 TL |
Interim Payment | Cash | 2% | 240 TL |
TRANSACTION | FIXED FEE |
From the Branch | |
0 - 10.000 TL | 85 TL |
10.001 - 100.000 TL | 120 TL |
Over 100.001 | 360 TL |
From the Lawyer | |
0 - 10.000 TL | 240 TL |
10.001 - 100.000 TL | 360 TL |
Over 100.001 | 600 TL |
EXPORT / IMPORT TRANSACTION FEES
TRANSACTION | FIXED FEE | CONMMISION |
Payment commision | Cash | 0,40% |
Confirmed letters of credit | Cash | 0,40% |
Notice commision | Cash | 0,40% |
Confirmation commision | Cash | 0,40% |
Term charges commision | Monthly | 0,15% |
Payment commision | Cash | 0,20% |
Documentary review commision | 200 TL | |
The change or canceling of letters | 200 TL | |
Letters to transfer commision | 200 TL |
TRANSACTION | COMMISION |
Cash Against Documents, Against Goods, Cash / Buyer Company pre-financings, | 0.2% |
Cash Against Documents, Against Goods,Buying Cash Export Transactions Commisions | 0.2% |
For Other Forms of Payment Interbank Transfer of Export Charges | 0.2% |
Discounted Export Letters | 1.5% |
TRANSACTION | FIXED FEE | COMMISION |
Cash Provision Letters | 200 TL | |
When Seen Payed Letters (Sight-Cash) | Yearly | 4% |
Termed, Acceptance Letter of Credit | Yearly | 4% |
Letters Extension Commission | Monthly | 0,50% |
Increase of Amount of the Letter Commision | Yearly | 4% |
Change/Cancelling of Letters | 200 TL |
TRANSACTION | COMMISION |
Policy Aval | 0.4% |
Mortgage Processing | 200 TL |
Pledge Car Removal | 50 TL |
Cash Against Documents | 0.3% |