Productt And Service Fees

Transcation Fees

Banking Transactions Fees

Find out our competitive fees for the private banking services including domestic or international money transfers, cheques and account transactions, loan charges and interest rates as well as fees for the credit cards.
 

Private Banking Credit Card and Debit Card Transaction Fees

You can find private banking SmartCard Credit card and Smart Debit card transaction fees at the table below. Fixed card fees will be charged once a year. Card fee will be charged in every twelve months after your card is printed. You will see the card fee in your credit card statement at the corresponding month. Additional card's fixed fees, will be charged to main card holder's credit card statement.

CREDIT CARDS

Credit CardFixed FeeCommission Commission Fee
Smart Diamond140 TL  
Smart Platinum120 TL  
Smart Gold100 TL  
Smart Classic60 TL  
Smart Neo0 TL  
Smart Diamond Additional70 TL  
Smart Platinum Additional60 TL  
Smart Gold Additional50 TL  
Smart Classic Additional30 TL  
Smart Neo Additional0 TL  
Domestic cash withdrawal commission2 TL3%3 TL
International cash withdrawal commission2 TL3%5 TL
Interest Rate2,54%  
Late Payment Interest Rate3,04%  

 

DEBIT CARDS

Product / Transaction TypeFixed FeeCommission Min./Max Commission Fee
Smart Debit Cash Withdrawal0 TL  
Smart Debit Balance Enquiries0 TL  
Local/Turkish Bank ATM Cash Withdrawal5 TL  
International Bank ATM Cash Withdrawal (TL) 1%5 TL/55 TL
International Bank ATM Cash Withdrawal (USD)5 USD  
International Bank ATM Cash Withdrawal (GBP)3 GBP  
International Bank ATM Cash Withdrawal (EUR)5 EUR  
ATM Balance Enquiries5 TL  

Private Banking Money Transfer Fees

You can find private banking domestic and international money transfer fees at the table below.

DOMESTIC TRANSFERS

CurrencyFixed FeeCommissionMin. Commission FeeMax. Commission Fee
Turkish LiraIncoming (Bank's customer)%0,112 TL75 TL
Turkish LiraOutgoing (Branch)%0,112 TL75 TL
Turkish LiraOutgoing (Internet)000
Turkish LiraOutgoing (Cash - to name / account)%0,125 TL75 TL
CurrencyIncoming (Bank's customer)%0,112 TL75 TL
CurrencyOutgoing (Branch)%0,112 TL75 TL
CurrencyOutgoing (Internet)000
CurrencyOutgoing (Cash - to name / account)%0,125 TL500 TL

INTERNATIONAL TRANSFERS

CurrencyFixed FeeCommissionMin. Commission FeeMax. Commission Fee
Turkish LiraIncoming (Bank's customer)%0,230 TL500 TL
Turkish LiraOutgoing (Branch)%0,435 TL2.500 TL
Turkish LiraOutgoing (Internet)   
Turkish LiraOutgoing (Cash - to name / account)%0,560 TL3.000 TL
Currency 
CurrencyIncoming (Bank's customer)%0,230 TL500 TL
CurrencyOutgoing (Branch)%0,435 TL2.500 TL
CurrencyOutgoing (Internet)%0,230 TL300 TL
CurrencyOutgoing (Cash - to name / account)%0,560 TL3.000 TL
CurrencyOutgoing (Branch) - OUR Charges33 USD27 EUR17 GBP
CurrencyOutgoing (Branch) - SHA Charges   
CurrencyOutgoing SWIFT / TL Message Query40 TL  

Private Loans Transaction Fees

You can find private banking loans transaction fees at the table below.

PERSONEL LOANS

Product / Transaction TypeInterest Rate (%)Fixed FeeCommission Min. Commission FeeMax. Commission Fee
Standard Interest Rates    
TL Configuration Loan28%    
Currency Configuration Loan14%    
Overdraft Account26%    
Limited Checking Account26%    
Unlimited Checking Account60%    
Limited Checking Account Currency12%    
Unlimited Checking Account Currency18%    
Loan against blocked funds CurrencySavings Acc Int Rate + 7 points    
Loan against blocked funds TLSavings Acc Int Rate + 10 points    
INDIVIDUAL LOANS     
Property TL19%    
Car TL19%    
Personal TL24%    
Property FC12%    
Car FC12%    
Personal FC12%    
Valuation Fee 200 TL0,50%200 TL 
Mortgage Fee 500 TL   
Early Redemption Fee  2,00%  
Interim Payment Fee  2,00%  
Pledge, Lien Removal Fee 50 TL   
Information Fee / File Fee  1%100 TL300 TL
Letter of Guarantee  6%100 TL 
Mortgage Frequency Change Fee 250 TL   
Fee for notification of late payment fee 10 TL   
Loan Set Up Fee  2,00%100 TL 
Unauthorized overdraft Fees    
0-5000 50 TL   
5001-25000 70 TL   
25001-50000 125 TL   
50001-100000 250 TL   
100001-200000 400 TL   
200001-.......  0,30%  

 

Product / Transaction TypeInterest Rate (%)Fixed Fee
Notification Fees  
 Up to 10000TL Loan Notification Letter from the branch 75 TL
 Between 10001TL and 100000TL Loan Notification Letter from the Branch 75 TL
 Over 100001TL Loan Notification Letter from the Branch 75 TL
 Up to 10000TL Loan Notification Letter from the lawyer 150 TL
 Between 10001TL and 100000TL Loan Notification Letter from the lawyer 150 TL
 Over 100001TL Loan Notification Letter from the lawyer 150 TL


Private Banking Account Transaction Fees

You can find private banking account transaction fees at the table below.

PROCESS FEES

ACCOUNT OPERATING COSTS (3 MONTHLY)Fixed FeeCommission
TL Real Person Account Maintenance (1-4 account)23 TL-
TL Real Person Account Maintenance (5 above account)45 TL-
Currency Deposit Account Maintenance (1-4 account)12 USD -
Currency Deposit Account Maintenance (5 above account )23 USD-
    
STATEMENT FEES (Per Page)Fixed FeeCommission
SWIFT5 TL-
FAX5 TL -
POST5 TL -
FROM BRANCH5 TL -
For E-Mail requests there is no fee--
    
COLLECTION OF FUNDSFixed FeeCommission
Up to 75.000 TL75 TL-
75.000-1.000.000 TL-0,10%
1.000.000 TL and above1.500 TL-

Private Banking Cheque Transaction Fees

You can find private banking cheque transaction fees at the table below.

CHEQUE TRANSACTIONS

Product / Transaction TypeFixed FeeCommissionMin. Commission FeeMax. Commission Fee
a) Cheque Book Fees
10 Cheque, Cheque Book36 TL---
25 Cheque, Cheque Book75 TL- - -
50 Cheque, Cheque Book96 TL---
With Logo Cheque Book (min 50 Cheques)150 TL - - -
Cheque Book Information Fee75 TL ---
Lost Cheque30 TL - - -
b)Blocked Cheque Fees (TL)   
Customer's Own Cheque-%0,215 TL200 TL
Bankers Draft-%0,260 TL200 TL
c) Blocked Cheque Fees (Currency)   
Customer's Own Cheque-0,20%15 USD200 USD
Bankers Draft-0,20%15 USD200 USD
d) Cheque Collection Procedure   
Other Branch Cheque0 TL---
Returned Cheque25 TL---
e) Other Bank's Cheques sent for Collection -%0,516 USD120 USD
f) Western Union Private Transaction Fees (refer to the circular to the original Transaction Fees)   
Changing details of incoming Transfer fee44 TL---
Changing details of outgoing Transfer Fee44 TL - - -
Cancellation of Outgoing Transfer Fee44 TL ---
g) Returned Cheques    
Retuned Cheques of our Bank customers cheques fee30 TL---
Other Domestic Bank returned cheques fee15 TL---
International Banks returned cheques fee£20---
h) Stopping a Cheque (Using our correspondent Bank)£10---
i) Traveller's Cheques   
10 & 20 Cheques (Per Cheque)£2---
50 & 100 Cheques (Per Cheque)£5---
101 Cheques and Above (Per Cheque)£7---
j) Personal and Bank Cheques sent to countries other than Turkey  
0 - £5.000£20---
£5.000 - £25.000£50 - - -
£25.000 above£70---
k) Personal and Bank Cheques sent to Turkey   %0,350 TL / £35 - -
l) Vakıfbank customers paid via the internet15 TL - --

Letter of Guarantee Transaction Fees

You can find corporate banking letter of guarantee transaction fees below.

LETTER OF GUARANTEE

Type Of Products / Transactions

Interest Rates (%)

Fixed Fee

Commision Rates

Min. Commision Fee

Max. Commision Fee

Cheque-Policy Aval Transactions(Yearly)  4,0%250 TL 
L/G  4,0%250 TL 
Counter-Guarantees (Yearly)  4,0%250 TL 
(In overseas transactions correspondent banks commision will also be charged)     
Temporary Letter of Guarantees Monthly0,5%100 TL 
Definite Letter of Guarantees Yearly6,0%100 TL 
Advance Letter of Guarantees Yearly6,0%100 TL 
Increase of Overseas Letter of Guarantee Commision Yearly4,0%  
Letter for Loan Warranty Each transaction is also priced.    
Increasing the Amount of Letter of Guarantee Commision     
A-) Temporary Letter of Guarantees  0,5%  
B-) Definite Letter of Guarantees  3,0%  
C-) Advance Letter of Guarantees  4,0%  
Overseas Letter of Guarantee Changes/Extention/Canceling Commision 400 TL   
LETTER of CREDITS STAND-BY     
a) Given to the Correspondent Bank Yearly4,0%  
b) Taken from the Correspondent Bank     
ba) Confirmed Yearly3,0%  
bb) Unconfirmed Yearly1,0%  
c) Increase of Stand-by Charge     
ca)Confirmed Yearly3,0%  
cb)Unconfirmed Yearly1,0%  
Referans Letters for the Companies in TRNC to Give Abroad 400 TL   
Referans Letters for the Companies in TRNC to Give Domestic 200 TL   
Financial Analysis Regulatory Charge500 TL    
Scoring250 TL    

Corporate Transaction Fees

You can find corporate banking transaction fees at the table below.

CORPORATE TRANSACTIONS FEES

Type of Products / TransactionsInterest Rates (%)Fixed FeesCommision RatesMin. Commision FeeMax. Commision Fee
Standart Interest Rates     
Overdraft Account (TL)24%    
Overdraft Account (FC)13%    
Unlimited Checking Account (TL)60%    
Loan Against Blocked Funds CurrencySavings Acc Int Rate +5 points    
Loan Against Blocked Funds (TL)Savings Acc Int Rate +6 points    
      
Standard Commision Rates     
TP / FC Loans     
Up to 12 Months  2,00%100 TL 
Between 13-24 Months  2,00%200 TL 
Between 25-36 Months  2,00%300 TL 
Between 37-60 Months  2,00%400 TL 
Overdraft Account Cash2,00%200 TL 
Spot Loans Cash2,00%100 TL 
Early Redemption Fee (for all types of loans) Cash2,00%100 TL 
Interim Payment Fee (for all loan types except BCH) Cash2,00%100 TL 
      
Credit Commitment Fee  100 TL   
Unauthorised Overdraft Fees     
0-5000 50 TL   
5001-25000 70 TL   
25001-5000 150 TL   
5001-100000 250 TL   
100001-200000 400 TL   
200001-.........  0,35%  
      
Notification Fees     
Up to 10000TL Loan Notification Letter from the Branch 35 TL   
Between 10001 TL and 100000 TL Loan Notification Letter from the Branch 50 TL   
Over 100001 TL Loan Notification Letter from the Branch 150 TL   
Up to 10000TL Loan Notification Letter from the Lawyer 100 TL   
Between 10001 TL and 100000 TL Loan Notification Letter from the Lawyer 150 TL   
Over 100001 TL Loan Notification Letter from the Lawyer 250 TL   


Corparate Banking Export - Import Transaction Fees

You can see corparate banking export - import transaction fees from the table below. 

EXPORT LETTER OF CREDIT

Type of Products / TransactionsInterest Rate (%)Fixed FeeCommision RatesMin. Commision FeeMax. Commision Fee
Unconfirmed Letters
Notice commision Cash0,40%  
Payment commision Cash0,40%  
Confirmed letters of credit Cash0,40%  
Notice commision Cash0,40%  
Confirmation commision Monthly0,40%  
Term charges commision Monthly0,15%  
Payment commision Cash0,20%  
Documentary review commision100 TLCash   
The change or canceling of letters100 TLCash   
Letters to transfer commision100 TLCash   
   
Other Export Fees
Cash Against Documents, Against Goods, Cash / Buyer Company pre-financings, swap and the connected treatment service commission  0,20%  
Cash Against Documents, Against Goods,Buying Cash Export Transactions Commisions  0,20%  
For Other Forms of Payment Interbank Transfer of Export Charges  0,20%  
Discounted Export Letters Monthly1,5%  
   

IMPORT LETTER OF CREDIT

Cash Provision Letters 200 TL    
When Seen Payed Letters (Sight-Cash) Yearly4%  
Termed, Acceptance Letter of Credit (up to a year terms) Yearly4%  
Letters Extension Commission Monthly0,50%  
Increase of Amount of the Letter Commision (over increased amount) Yearly4%100 TL  
Change/Cancelling of Letters   100 TL  
   
Other Import Fees
Cash Against Documents, Against Goods,Cash, Accept Credit Cash Against Documents(without aval transaction) Cash0,3%  
Policy Aval Transactions (abroad) Yearly4,0%  
Expertise Fee cost x 20,5%100 TL1.000 TL
Mortgage Processing Fee 200 TL   
Intelligence Fee  1,0%100 TL300 TL
Mortgage Fee Feke 250 TL   
Pledge Car Removal Fee 50 TL   
Loans Instalment Payment Delay Notification Fee 10 TL