Debit Card

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Cardplus Debit Card for Purchases and Cash Withdrawals

Cardplus Debit Card lets you pay with funds in your current account and withdraw cash at ATMs in Cyprus and abroad. You can shop at POS terminals and make online purchases on websites where 3D Secure is active.

At İktisatbank ATMs, you can view your current accounts and withdraw cash. You can also use your card at Mastercard or Visa branded ATMs.

Cardplus Debit Card Features

  • Linked current account: The card is linked to current accounts only. Transactions at other banks’ ATMs and POS terminals use the primary linked account.
  • ATM and in-store use: View your current accounts at İktisatbank ATMs and shop at merchants that accept Mastercard in Cyprus and abroad.
  • Online shopping: Use your card on websites where 3D Secure is active.
  • Overdraft Coverage: If you have an overdraft facility, you can make purchases within your available limit when your account balance is insufficient.

How to Apply for a Cardplus Debit Card

Complete the Debit Card Application Form. A customer representative will contact you about your request and direct your application to the nearest branch. You can request delivery of your card to a branch, your home or your workplace.

You will need an identity card and proof of address. A residence certificate or a water or electricity bill in your name can be used as proof of address.

How to Get Your Cardplus Debit Card PIN

You can easily set or change your Cardplus Debit Card PIN without visiting a branch by using Internet Banking, Mobile Banking, or SMS Banking.

  • Internet Banking: Cards → All Cards → (select the card you want to manage) → Change PIN.
  • Mobile Banking App: Cards → All → (select your card) → Change PIN.

You can also easily obtain your debit card PIN by sending an SMS from the mobile phone number registered in our system.

Click here to get your Debit Card PIN via SMS Banking.

For assistance or more information regarding your debit card PIN, you can call Telephone Banking at +90(392)444-4444 or visit your nearest İktisatbank branch.

Frequently Asked Questions About Cardplus Debit Card

Only current accounts can be linked to a Cardplus Debit Card. Transactions at other banks’ ATMs and purchases at POS terminals use the primary account linked to your card.

You can view your current accounts and withdraw cash at İktisatbank ATMs. You can also use the card at Mastercard or Visa branded ATMs in Cyprus and abroad.

Yes. You can use your Cardplus Debit Card for online purchases on websites where 3D Secure is active.

If you have an Overdraft Coverage facility, you can make purchases within your available overdraft limit when your account balance is insufficient.

Report the loss or theft to Telephone Banking at +90(392)444-4444 or visit your nearest İktisatbank branch. The card will be cancelled and a replacement prepared.

You need an identity card and proof of address. A residence certificate or a water or electricity bill in your name can be used as proof of address.