Credit Card Advantages
Plan Your Spending with Cardplus Credit Card Benefits
The İktisatbank Cardplus Credit Card brings together installment options, PlusPoints and seasonal campaign benefits for everyday shopping, travel and other needs in North Cyprus. The Cardplus credit card can be used at all merchants in North Cyprus and abroad that accept Mastercard. You can make one-time or installment purchases at Cardplus member merchants and redeem PlusPoints on eligible transactions.
To compare the features of Neo, Classic, Gold, Platinum and Diamond cards, review the Cardplus Credit Card Features table. To request a card, visit the credit card application form.
Some Cardplus Credit Card Benefits
Seasonal year-end campaigns may give Cardplus cardholders opportunities to win rewards and use installment options on eligible purchases. Check the current campaign page for participation dates, qualifying transactions and full terms.
Eligible Cardplus purchases of TRY 100 or more made outside North Cyprus can be converted into installments under the current campaign terms. Check the campaign details for eligible transaction types and the available number of installments.
PlusPoints earned with eligible Gold, Platinum and Diamond Cardplus cards can be redeemed at triple value on qualifying flight ticket purchases. Minimum point and redemption conditions depend on the card and current campaign terms.
Eligible tax payments of TRY 200 or more, including vehicle registration payments, may be divided into installments without a transaction fee after being paid in full with a Cardplus Credit Card. Review the current campaign for scope and installment terms.
You can redeem PlusPoints at 1.5 times their standard value for eligible public payments. Check the current campaign terms for participating institutions, eligible cards and qualifying transactions.
Subject to your available card limit and the Bank’s assessment, eligible Cardplus cards may offer installment cash advances with repayment terms of up to 12 months. Interest, fees, available amount and term may vary according to the conditions at the time of the transaction.
When you join the programme, fractional amounts on Cardplus purchases are rounded up to the next whole Turkish lira and the difference is donated to a partner non-governmental organisation. Participation and donations are managed under the campaign terms.
PlusPoints accumulated on eligible Cardplus cards can be redeemed at triple value on qualifying travel and hotel purchases. Review the campaign details for eligible card types, minimum points and transaction conditions.
Frequently Asked Questions About Cardplus Credit Card Benefits
You can earn PlusPoints on eligible one-time or installment purchases made with qualifying Cardplus cards at Cardplus member merchants. Accumulated points can be redeemed on purchases or selected travel transactions according to card and campaign terms.
Neo, Classic, Gold, Platinum and Diamond cards differ in their points, travel, insurance discount, virtual card and cash advance features. Compare the card options and Credit Card Features table to identify the most suitable option.
Yes. Eligible purchases of TRY 100 or more made outside North Cyprus may be converted into installments under current campaign terms. The transaction type, card eligibility and number of installments must meet the applicable conditions.
Complete the İktisatbank credit card application form, call Telephone Banking at +90(392)444-4444, or visit your nearest İktisatbank branch. Applications are subject to the Bank’s assessment and approval.
Never share your card number, expiry date, security code or PIN; avoid payments through suspicious links and check card activity regularly. See the card security page for more guidance.