Debit Card

Debit Card
Smart Debit Card - A Card For Every Need

Use the Smart Debit Card for shopping and avoid the risk and hassle of carrying cash with you. This card can be used worldwide not only in Northern Cyprus.

Secure shopping with your bank card

  • Provided you have an available balance in your account you can use your card to make purchases in any retail outlet worldwide wherever you see the MasterCard sign. If you would like to set up an overdraft facility on your account please contact your nearest branch and shop as much as you want.
  • Smart Debit card also provides you with the chance of Internet shopping. Check if the website has 3D Secure logo and input your card details. While performing the transaction One Time PIN (OTP) will be sent to your registered mobile telephone number which you will need to enter onto the web page to complete the purchase. For more information about 3D Secure please check our Security page.

Immediate Cash with your bank card

  • Check your balance or withdraw cash from your current or overdraft account at any preferred İktisatbank ATM as well as all worldwide ATMs that have MasterCard symbol on them. The daily limit for cash withdrawals is 3.000 TL or equivalent ‘n currency.
  • There is no yearly charge for the Smart Debit Card.

Obtaining a PIN for your bank card has never been easier

  • To obtain a PIN for your Smart Debit Card use the mobile phone number that is registered with İktisatbank to send an SMS to 4440 (+90 548 888 44 40 from overseas) quoting SIFRE then a blank space then your choice of four digit PIN a blank space and the last four digits of your Smart Debit Card. EXAMPLE: SIFRE 1234 1234
*SIFRE means PIN in Turkish.
  • You can also set your PIN by logging into the Internet Banking, go to the Security Menu and select Passwords – Bank/ATM Card to change your PIN. You can do the same thing at any of our ATMs.