Credit Card

SmartCard Kredi Kartı

Choose the Right SmartCard for You

Enjoy the convenience of cashless shopping with İktisatbank Smartcard and earn points on your purchases. You can use your SmartCard to pay your purchases around the world, anywhere that Mastercard & Visa card is accepted.

Earn the points or pay later with SmartCard in the shortest of amount of time by using SmartPOS terminals for all your shopping needs. No matter where you are, with SmartCard you always have access to your money.

Simply select the card type (SmartClassic, SmartGold, SmartPlatinum, SmartDiamond) and fill in the form to determine the limit of your card.

Click here to get your Credit Card Pin with SMS Banking.

Credit Card Specification

Compare all SmartCards to find the one that meets your needs and includes the rewards you want.

Credit Card Specification
SmartPoint %0,2%0,2%0,2%0,2 
Other POS SmartPoint %0,05%0,05%0,05%0,05 
SmartTravel 44 points over x344 points over x344 points over x344 points over x3 
İktisat Insurance No Claim 3 years  10% Discount20% Discount30% Discount 
İktisat Insurance No Claim 2 years  5% Discount10% Discount20% Discount 
İktisat Insurance No Claim 1 years   5% Discount10% Discount 
Car Park Promotion25 TL25 TL25 TL25 TL25 TL 25 TL
Tax CampaignAvailableAvailableAvailableAvailableAvailableAvailable
Abroad Purchases PromotionAvailableAvailableAvailableAvailableAvailableAvailable
Electricity CampaignAvailableAvailableAvailableAvailableAvailableAvailable
Limits250 TL-1.500 TL500 TL-1.999 TL2.000 TL-9.999 TL10.000 TL-24.999 TL25.000 TL-100.000 TL 
Card Fee 200 TL300 TL400 TL500 TL1.500 TL
Additional Card Fee 150 TL200 TL300 TL400 TL500 TL
Virtual Card AvailableAvailableAvailableAvailable 
Instalment Cash Advance AvailableAvailableAvailableAvailable 


Learn more here: Iktisatbank gives you the option of having an additional cardholder so that you can both enjoy the convenience and benefits of your account.
  • Additional cardholders are issued with their own card that’s linked to your account.
  • Just remember that the primary cardholder (or main account holder) is legally responsible for the account.
  • You as a primary cardholder can curb how much each cardholder can spend by setting up spending limits – a useful way to keep your credit card under control.
  • All transactions will appear on the one statement, which will be sent to you as the primary account owner.

SmartCard provides a veriety of benefits of its users when a card is swiped to make purchase. You only have to use your SmartCard Credit Card to make purchases at merchant stores. SmartPoints never expire and you can redeem your points for cash, shopping or travel.

You will immediatly forfeit all your SmartPoints if your account is not good standing at the time it is closed, you attempt to use or earn SmartPoints in a fradualent way, or we cancel your card acoount for any reason.