Credit Card

SmartCard Credit Card

Choose the Right SmartCard for You

Enjoy the convenience of cashless shopping with İktisatbank Smartcard and earn points on your purchases. You can use your SmartCard to pay your purchases around the world, anywhere that Mastercard & Visa card is accepted.

Earn the points or pay later with SmartCard in the shortest of amount of time by using SmartPOS terminals for all your shopping needs. No matter where you are, with SmartCard you always have access to your money.

Compare all SmartCards to find the one that meets your needs and includes the rewards you want.

Credit Card Specification
NeoClassicGoldPlatinumDiamondBusiness
CIP Lounge Service (Free Entrance Times)90 TL90 TL90 TL90 TL90 TL*90 TL
CIP Lounge Service
(Additional Card)
NONO90 TL90 TL90 TL*90 TL
SmartPointNO%0,2%0,2%0,2%0,2 
Other POS SmartPoint %0,05%0,05%0,05%0,05 
SmartTravelNONO44 points over x344 points over x344 points over x3 
SmartCard FriendshipNO5 Points5 Points5 Points5 Points 
İktisat Insurance No Claim 3 yearsNONO10% Discount20% Discount30% Discount 
İktisat Insurance No Claim 2 yearsNONO5% Discount10% Discount20% Discount 
İktisat Insurance No Claim 1 yearsNONONO5% Discount10% Discount 
Cinema Promotion (50% Discount)**NONOAvailableAvailableAvailable 
Car Park Promotion***NONO25%50%50% 
Car Park Promotion LimitNONO100 TL150 TL200 TL 
Petrol PromotionAvailableAvailableAvailableAvailableAvailable 
Tax CampaignAvailableAvailableAvailableAvailableAvailableAvailable
Abroad Purchases PromotionAvailableAvailableAvailableAvailableAvailableAvailable
Electricity CampaignAvailableAvailableAvailableAvailableAvailableAvailable
Limits250 TL-1500 TL500 TL-1.999 TL2.000 TL-9.999 TL10.000 TL-24.999 TL25.000 TL-100.000 TL 
Card FeeNO60 TL100 TL120 TL140 TL350 TL
Additional Card FeeNO30 TL50 TL60 TL70 TL100 TL
Virtual CardNOAvailableAvailableAvailableAvailable 
Instalment Cash AdvanceNOAvailableAvailableAvailableAvailable 

*SmartDimond Card: Spend 3.000 TL and Enjoy the access to CIP Lounge at Ercan Airport.
** Spend 500 TL on weekdays and benefit from up to 50% off on cinema tickets on weekends.
*** Spend 2.000 TL with SmartCard and enjoy up to 50% cashback on your Ercan Airport parking fee.

Want to Share Your SmartCard Credit Card with a Partner or Family Member?

Learn more here: Iktisatbank gives you the option of having an additional cardholder so that you can both enjoy the convenience and benefits of your account.
  • Additional cardholders are issued with their own card that’s linked to your account.
  • Just remember that the primary cardholder (or main account holder) is legally responsible for the account.
  • You as a primary cardholder can curb how much each cardholder can spend by setting up spending limits – a useful way to keep your credit card under control.
  • All transactions will appear on the one statement, which will be sent to you as the primary account owner.

A Guide of SmartPoints

SmartCard provides a veriety of benefits of its users when a card is swiped to make purchase. You only have to use your SmartCard Credit Card to make purchases at merchant stores. SmartPoints never expire and you can redeem your points for cash, shopping or travel. You will immediatly forfeit all your SmartPoints if your account is not good standing at the time it is closed, you attempt to use or earn SmartPoints in a fradualent way, or we cancel your card acoount for any reason.