Credit Card

SmartCard Kredi Kartı

Choose the Right Cardplus for You

Enjoy the convenience of cashless shopping with İktisatbank Cardplus Credit Card and earn points on your purchases. You can use your Cardplus Credit Card to pay your purchases around the world, anywhere that Mastercard & Visa card is accepted.

Earn the points or pay later with Cardplus Credit Card in the shortest of amount of time by using Cardplus POS terminals for all your shopping needs. No matter where you are, with Cardplus Credit Card you always have access to your money.

Simply select the card type (Classic, Gold, Platinum, Diamond) and fill in the form to determine the limit of your card.

Click here to get your Credit Card Pin with SMS Banking.

Credit Card Specification

Compare all Cardplus Credit Card to find the one that meets your needs and includes the rewards you want.

Credit Card Specification
PlusPoint %0,2%0,2%0,2%0,2 
Other POS PlusPoint %0,05%0,05%0,05%0,05 
Cardplus Travel 44 points over x344 points over x344 points over x344 points over x3 
İktisat Insurance No Claim 3 years  10% Discount20% Discount30% Discount 
İktisat Insurance No Claim 2 years  5% Discount10% Discount20% Discount 
İktisat Insurance No Claim 1 years   5% Discount10% Discount 
Tax CampaignAvailableAvailableAvailableAvailableAvailableAvailable
Abroad Purchases PromotionAvailableAvailableAvailableAvailableAvailableAvailable
Electricity CampaignAvailableAvailableAvailableAvailableAvailableAvailable
Limits250 TL-1.500 TL500 TL-1.999 TL2.000 TL-9.999 TL10.000 TL-24.999 TL25.000 TL-100.000 TL 
Card Fee 300 TL450 TL600 TL750 TL2.250 TL
Additional Card Fee 225 TL300 TL450 TL600 TL750 TL
Virtual Card AvailableAvailableAvailableAvailable 
Instalment Cash Advance AvailableAvailableAvailableAvailable 


Learn more here: Iktisatbank gives you the option of having an additional cardholder so that you can both enjoy the convenience and benefits of your account.
  • Additional cardholders are issued with their own card that’s linked to your account.
  • Just remember that the primary cardholder (or main account holder) is legally responsible for the account.
  • You as a primary cardholder can curb how much each cardholder can spend by setting up spending limits – a useful way to keep your credit card under control.
  • All transactions will appear on the one statement, which will be sent to you as the primary account owner.

Cardplus Credit Card provides a veriety of benefits of its users when a card is swiped to make purchase. You only have to use your Cardplus Credit Card to make purchases at merchant stores. PlusPoints never expire and you can redeem your points for cash, shopping or travel.

You will immediatly forfeit all your Cardplus Points if your account is not good standing at the time it is closed, you attempt to use or earn PlusPoints in a fradualent way, or we cancel your card acoount for any reason.