Choose the Right SmartCard for You
Enjoy the convenience of cashless shopping with İktisatbank Smartcard and earn points on your purchases. You can use your SmartCard to pay your purchases around the world, anywhere that Mastercard & Visa card is accepted.
Earn the points or pay later with SmartCard in the shortest of amount of time by using SmartPOS terminals for all your shopping needs. No matter where you are, with SmartCard you always have access to your money.
Click here to get your Credit Card Pin with SMS Banking.
Compare all SmartCards to find the one that meets your needs and includes the rewards you want.
|Credit Card Specification||Neo||Classic||Gold||Platinum||Diamond||Business|
|CIP Lounge Service (Free Entrance Times)||90 TL||90 TL||90 TL||90 TL||90 TL*||90 TL|
|CIP Lounge Service |
|NO||NO||90 TL||90 TL||90 TL*||90 TL|
|Other POS SmartPoint||%0,05||%0,05||%0,05||%0,05|
|SmartTravel||NO||NO||44 points over x3||44 points over x3||44 points over x3|
|SmartCard Friendship||NO||5 Points||5 Points||5 Points||5 Points|
|İktisat Insurance No Claim 3 years||NO||NO||10% Discount||20% Discount||30% Discount|
|İktisat Insurance No Claim 2 years||NO||NO||5% Discount||10% Discount||20% Discount|
|İktisat Insurance No Claim 1 years||NO||NO||NO||5% Discount||10% Discount|
|Cinema Promotion (50% Discount)**||NO||NO||Available||Available||Available|
|Car Park Promotion***||NO||NO||25%||50%||50%|
|Car Park Promotion Limit||NO||NO||100 TL||150 TL||200 TL|
|Abroad Purchases Promotion||Available||Available||Available||Available||Available||Available|
|Limits||250 TL-1500 TL||500 TL-1.999 TL||2.000 TL-9.999 TL||10.000 TL-24.999 TL||25.000 TL-100.000 TL|
|Card Fee||NO||60 TL||100 TL||120 TL||140 TL||350 TL|
|Additional Card Fee||NO||30 TL||50 TL||60 TL||70 TL||100 TL|
|Instalment Cash Advance||NO||Available||Available||Available||Available|
*SmartDimond Card: Spend 3.000 TL and Enjoy the access to CIP Lounge at Ercan Airport.
** Spend 500 TL on weekdays and benefit from up to 50% off on cinema tickets on weekends.
*** Spend 2.000 TL with SmartCard and enjoy up to 50% cashback on your Ercan Airport parking fee.
Want to Share Your SmartCard Credit Card with a Partner or Family Member?Learn more here: Iktisatbank gives you the option of having an additional cardholder so that you can both enjoy the convenience and benefits of your account.
- Additional cardholders are issued with their own card that’s linked to your account.
- Just remember that the primary cardholder (or main account holder) is legally responsible for the account.
- You as a primary cardholder can curb how much each cardholder can spend by setting up spending limits – a useful way to keep your credit card under control.
- All transactions will appear on the one statement, which will be sent to you as the primary account owner.
A Guide of SmartPoints
SmartCard provides a veriety of benefits of its users when a card is swiped to make purchase. You only have to use your SmartCard Credit Card to make purchases at merchant stores. SmartPoints never expire and you can redeem your points for cash, shopping or travel. You will immediatly forfeit all your SmartPoints if your account is not good standing at the time it is closed, you attempt to use or earn SmartPoints in a fradualent way, or we cancel your card acoount for any reason.