Cardplus Credit Card
Cardplus Credit Card in North Cyprus: Instalments, PlusPoints and Worldwide Use
The Cardplus Credit Card is an İktisatbank credit card designed for everyday spending, travel and flexible payment needs in North Cyprus. You can use it at Mastercard-accepting merchants locally and worldwide, while eligible purchases at Cardplus partner merchants may offer instalment and PlusPoints benefits.
Compare Neo, Classic, Gold, Platinum, Diamond and Business options to find a Cardplus card suited to your spending needs, then start your application online. Card features, campaigns and every credit card application are subject to İktisatbank terms, assessment and approval.
Key Benefits of a Cardplus Credit Card in North Cyprus
- Worldwide acceptance: Use your Cardplus credit card at Mastercard-accepting merchants in North Cyprus and abroad.
- Instalment shopping: Plan eligible purchases with instalment options available at Cardplus POS partner merchants.
- PlusPoints: Earn PlusPoints on eligible purchases and redeem available points at participating merchants.
- Travel and insurance benefits: Access travel offers and insurance discounts according to your card type and current campaign terms.
- Digital card management: Monitor and manage card transactions through İktisatbank Internet Banking and Mobile Banking.
Visit the Cardplus credit card campaigns and benefits page for current opportunities.
Choose the Right Cardplus Credit Card
- Neo: A practical option for everyday purchases.
- Classic: Designed for customers looking for broad acceptance and essential card features.
- Gold: Offers added benefits and discounts.
- Platinum: Designed for customers seeking travel benefits and premium services.
- Diamond: Provides top-tier card privileges and personalised services.
- Business: The Cardplus Business Credit Card is designed to help businesses manage company spending.
How to Apply for a Cardplus Credit Card
You can start a Cardplus credit card application through the following channels:
- Online application: Submit your details through the İktisatbank Credit Card Application Form.
- Phone Banking: Contact İktisatbank Phone Banking on +90(392)444-4444.
- Branch application: Find a convenient location on the İktisatbank branch and ATM list.
Applications are subject to the bank’s assessment and approval. Before applying, review the comparison table below to understand the available Cardplus card features.
Cardplus Credit Card Features and Comparison
Compare the available features to find the Cardplus credit card that best fits your needs.
| Feature | Neo | Classic | Gold | Platinum | Diamond |
|---|---|---|---|---|---|
| PlusPoints Earning | 0.2% | 0.2% | 0.2% | 0.2% | |
| PlusPoints at Other POS | 0.05% | 0.05% | 0.05% | 0.05% | |
| Travel/Tickets (Min: 44 Points) | x3 | x3 | x3 | ||
| Insurance Discount (3 Years) | 10% | 20% | 30% | ||
| Insurance Discount (2 Years) | 5% | 10% | 20% | ||
| Tax Payment Installments (2 Mo) | Available | Available | Available | Available | Available |
| International Installments (5 Mo) | Available | Available | Available | Available | Available |
| Electricity Campaign (3-6-9 Mo) | Available | Available | Available | Available | Available |
| Virtual Card | Available | Available | Available | Available | |
| Installment Cash Advance | Available | Available | Available | Available | |
| Maximum Limits (TRY) | 20,000 | 10,000 | 90,000 | 275,000 | 1,000,000 |
How Can I Get a Cardplus Credit Card PIN?
You can easily obtain or change your Cardplus Credit Card PIN without visiting a branch by using Internet Banking, Mobile Banking, or SMS Banking.
- Internet Banking: Cards → All Cards → (select the card you want to manage) → Change PIN.
- Mobile Banking Application: Cards → All → (select the card you want to manage) → Change PIN.
You can also easily obtain your credit card PIN by sending an SMS from the mobile number registered in the system.
Click here to get your Credit Card PIN via SMS Banking.
For support and information regarding your credit card PIN, you can call Phone Banking at +90(392)444-4444.
Manage Your Cardplus Card Securely
For credit card usage recommendations, you can review the Card Security page, and for safer online shopping, you can get a Cardplus Virtual Credit Card with a separate spending limit set within your main card limit. For detailed information about the Cardplus Virtual Credit Card, please click here.
Frequently Asked Questions About the Cardplus Credit Card
The supplementary card limit is determined only by the primary cardholder. Within your primary card limit, you can set the supplementary card’s spending limit according to individual needs.
PlusPoints earning varies according to partner merchants’ business sectors and their agreements with the bank. For details or a list of exceptions, contact İktisatbank Phone Banking on +90(392)444-4444.
Termination of the card agreement, closure of the card or payment issues may cause your PlusPoints to be removed. We therefore recommend checking the validity period of accumulated points before using them.
Some purchases made with an İktisatbank credit card do not earn PlusPoints. These include tax payments, utility payments (electricity, water and gas) and insurance payments. For more information, contact İktisatbank Phone Banking on +90(392)444-4444.