Mobile Banking

Iktisatbank Mobile: Cyprus's True Mobile Banking App

Your phone is now your nearest Iktisatbank branch. With the Iktisatbank Mobile Banking App, you can access your accounts within seconds from anywhere in the world. At home, at work, or at the market, you can complete your transactions with ease. You can benefit from the latest banking services and access our products and services with the same speed and security as the rest of the world with the TRNC's most sophisticated banking app. No queues, no paperwork, and no waiting.

Download the Iktisatbank Mobile Banking App to your mobile device and start carrying out all your transactions effortlessly.

What Is Mobile Banking?

Mobile Banking is a digital banking service that allows you to carry out your banking transactions quickly and easily from your mobile phone, 24/7, wherever you have internet access. You can perform a wide range of banking transactions, including money transfers, bill payments, and foreign currency and precious metals transactions, with just a few taps. You can speed up the login process with additional security options such as one-time SMS passwords or biometric authentication. With the “Remember Me” feature, you can also log in more easily without having to enter your Customer Number each time.

How Can I Start Using It?

Our customers can register for Mobile Banking without visiting a branch by calling Telephone Banking at +90 (392) 444-4444. Once registered, they can start using our mobile application.

You do not need to be an Iktisatbank customer to access useful tools and information such as current foreign exchange rates, interest rates, the locations of your nearest branch or ATM, and loan and deposit calculators. If you are not yet an Iktisatbank customer, we welcome you at our nearest Iktisatbank branch, where you can become a customer and take full advantage of all the services available through the Iktisatbank Mobile Banking application.

How Can I Log In?

To log in to the Mobile Banking application, simply follow these steps:

1. Tap the Login button in the application,
2. Enter your Customer Number (CRM) and password on the screen that appears,
3. Enter the one-time SMS password automatically sent to the mobile phone number registered in our system.

What Transactions Can I Perform?

With its advanced technology and user-friendly menu structure, the Mobile Banking application allows you to:

• Open both term and demand deposit accounts, view the balances and transaction history of all your Iktisatbank accounts and cards, and make payments on your outstanding balances,
• Make domestic and international money transfers
• Invest in foreign currency, term deposits, and precious metals,
• View your loan repayment schedule, make loan payments, and calculate your loan repayments,
• Pay your bills and set up automatic payment instructions,
• Carry out many other banking transactions, including cheque-related transactions,

without having to visit a branch.

All Transactions: Please click here to view the full list of transactions available through the Iktisatbank Mobile Banking application.

What Should I Do If I Forget My Password?

If you forget your password, you can reset it by selecting “Forgot Password” and following these steps:

• Enter the required information.
• A password reset code will be sent to the mobile phone number registered in our system.
• Create your new password.
• Log in using your Customer Number (CRM) and new password to continue your banking transactions.

How Can I Change My Password?

After logging in to the Mobile Banking application, you can change your password by going to: Profile & Settings → Password.

Features That Set the Iktisatbank Mobile Banking App Apart From Others

Exclusive Control for Personal and Corporate Accounts

Our personal customers can create joint accounts and authorize designated individuals to monitor their joint accounts. Similarly, our corporate customers can manage their company’s cash flow and payment processes centrally through İktisatbank Internet Banking. You can assign different authorization levels and transaction limits to your employees based on your company’s organizational structure, giving you full control over who can perform which transactions. This allows your finance team to operate independently within their designated areas of authority, while you retain overall control of your company’s financial operations.

• View-Only Access: Users with this authorization cannot perform any transactions, but they can view all financial information related to your joint account or company in detail.
• Full Access: Users with full authorization can perform all transactions on the company’s accounts.

Operating System, Login and Security

• True Mobile App: The Iktisatbank Mobile Banking App is developed for iPhone and Android operating systems, allowing you to complete all your banking transactions easily through a fast and familiar interface.
• Secure Device Registration and Biometric Login: Register your secure devices through the mobile app and log in quickly and securely using biometric authentication such as fingerprint or facial recognition.
• Card PIN Renewal: Set a new PIN for your credit or debit card and continue your card transactions securely.
• Instant Card Controls: Place transaction restrictions on your credit card or temporarily disable it whenever necessary.

Transfers and Payments

• 24/7 Domestic EÖS Support: Send money to all banks in Cyprus at any time of day, including weekends and nights, through EÖS (Electronic Payment System).
• International Transfers: Make TL and foreign currency transfers to Türkiye through EFT, and international foreign currency transfers through SWIFT.
• Repeat Previous Transfers: View your previous transfers and repeat them without re-entering the amount and recipient information.
• Save Frequent Recipients: Add people you regularly send money to as saved recipients and avoid re-entering their account details next time.
• Saved Transfer Recipient: Save a recipient for money transfers and make quick transfers to the same recipient whenever you wish.
• QR Code Payments: Pay at CardPlus POS devices using the Iktisatbank Mobile App even when you do not have your card with you.
• Credit Card Payment (CardPlus): Send money from your account to all CardPlus credit cards.
• Automatic Payment Tracking: View your automatic payment instructions and past bill payments on a single screen.

Account and Card Management

• Account Linking for ATM Transactions: Link the account you want to your card and withdraw or deposit money directly from the linked account at ATMs.
• QR Code ATM Access: Even without your card, scan the QR code at any CardPlus ATM with the Iktisatbank Mobile App to withdraw or deposit cash and pay your CardPlus credit card debt.
• Post-Purchase Installments: Divide a credit card purchase made in a single payment into as many installments as you wish afterward.
• Automatic Card Debt Payment: Set up an instruction so that your credit card debt is automatically debited from your account on the due date.
• Supplementary Card Limit Adjustment: Increase or decrease your supplementary credit card limit according to your needs.

Foreign Exchange and Investment Transactions

• Foreign Exchange Transactions: Buy and sell foreign currency, trade between currency pairs, calculate foreign exchange transactions, and track your transactions.
• Precious Metals Transactions: Buy and sell precious metals, follow current prices, and transfer precious metals to other accounts held with Iktisatbank.
• Securities Portfolio Tracking: Track the securities you own on a single screen.

What's more, all mobile banking transactions are completely free!