Virtual Card

Virtual SmartCard, a More Secure Way to Make Internet Purchases

  • A virtual credit card, although linked to your physical credit card, is treated as an additional card and the only information relating to this card that you need, to make any purchases, is the credit card number and expiry date.
  • Your virtual card limit can be managed by yourself via our Internet Banking. You can increase or decrease your virtual card limit as often as you wish; the maximum limit of this card is the same as your physical credit card. If you are not going to use this card then it is recommended that you keep the limit as zero. Your virtual credit card uses the secure virtual shopping (3D Security) facility.
  • For additional protection your SmartCard cannot be used on online betting or gambling websites.

To Apply for a Virtual SmartCard

  • If you have a SmartCard then using our Smart Internet Banking facility to apply for a virtual card. If you want to cancel your virtual card, you can do it easily by using Telephone Banking.
  • If you do not have a SmartCard yet, then you can apply for one using the application form on our website or our ATM Banking alternatively you can visit your nearest branch.