Questions You Want to Ask When Using Internet BankingWe are answering your questions about the problems you may encounter when performing banking transactions, so you can use our Internet Banking in its most efficient way.
With the answers below we aim to help you with problems you may encounter when using Internet Banking.
The general information that has to be known when using Internet Banking
- How do I use the Internet Banking?
You can use Internet Banking by logging in with E-password or with card.
- How can I do ‘Username’ and ‘e-password’ changes?
You can change your username from Internet Banking's Security / Password / Username menu, and you can change your e-password from Security / Password / E-password menu. Your e-password should not be easy to be found by others. When creating your password you should consider to include letters and figures.
- How do I get a new Username when I forget my username?
If you have forgot your username you can call our Telephone Banking 444 4 444 and our customer representative can inform you about your username.
- How many times with an incorrect entry Internet Banking will be blocked and how blocking is removed?
If you enter your e-password information incorrectly 3 times the system will stop your access for 3 hours. You can remove your blocking by calling our Telephone Banking 444 4 444 or you can login to our Internet Banking with card and remove your own blocking.
- How can I login with e-password?
If you do not have an Internet Banking e-password, you can login using your card information from ‘With Card’ menu. When logged in you can get an e-password or you can visit our nearest Kıbrıs Iktisatbank Ltd. branches and apply for Internet Banking.
- How can I login with SmartCard debit card and credit card?
After clicking with card menu enter the information asked and start making your transactions easily.
- How is the security application in Internet Banking?
> OTP; One Time Password will be sent to your mobile phone number and you will have to enter in 3 minutes. If entered incorrectly 3 times the system will be blocking.
> Time Restriction; You can give time restriction to your Internet Banking so outside the time period you want your Internet Banking entry can be blocked.
> IP Restriction; You can choose the IP number you want to access your Internet Banking and no other IP can access your Internet Banking.
> %100 Secure Certified Internet Banking; You can use the Internet Banking under the guarantee of certificate with international standards.
- When login to Internet Banking you do not receive your one time password to your GSM number?
You have to check if your mobile phone number’s is open to receive and send sms and you will have to check if your SMS inbox is full. For more information you can call our Telephone Banking 444 4 444.
If your GSM number is not updated on our system please visit Kıbrıs Iktisatbank Ltd.’s nearest branch and ask our customer representative to update your gsm number.
- How can I use Internet Banking safer?
You can make your Internet Banking safer by giving time and transaction restriction from Security / Restrictions menu.
Also you can give time restriction and no one can access your internet branch outside the time period you want.
- Do I have to use Virtual Keyboard?
Virtual keyboard helps you enter your pin and password information without the need of your computers keyboard .
Key logger programs can be installed on you computer without you knowledge and are able to record when you press the keys on the keyboard. Virtual keyboard provide you protection from these risks.
Find out more about financial transactions made out of Internet Banking
How can I open a current account (TL, FC, XAU, XAG)?You can open a demand account in TL, FC, XAU and XAG in the branch you are working with from Internet Banking’s Accounts / Account Transactions / Open demand account menu.
- How can I open a time deposit account (TL, FC, XAU,XAG)?
You can open time deposit account with your demand account as TL, FC, XAU and XAG from Internet Banking’s Time Deposit Account / Open Deposit Account
The time deposit account opened from Internet Banking can be opened as Turkish lira and foreign exchange. The interest rates of Internet Banking are VIP interest rates.
- How can I do currency exchange transactions?
When buying / selling TL and FC you will have to have demand account for both of them in the same branch. You can make your buy / sell transactions from Internet Banking’s foreign exchange menu.
- Can I make payment to someone elses credit card?
You can make payment to someone elses SmartCard credit card with the card number from the Card Transactions / Debt Payment / With Credit card no menu.
- How can I make payment to other banks credit card?
You can make other bank credit card payment by transfering money to the credit card from Transfers / EFT / To a Credit Card menu.
- What is the differents between wire and money order?
With money order you can transfer money between your own account, with wire you can transfer money to any other person that has an account in the same bank.
- Can I access my joint account information with my personal Internet Banking password?
You can not access your joint account information using your personal Internet Banking. You have to apply for a different password for your joint account from Kıbrıs Iktistabank Ltd.’s nearest branches.
- Can I access my business accounts with my personal Internet Banking?
To access your business account you will have to have a Corporate Internet Banking. To apply for a Corporate Internet Banking e-password please visit our nearest branch. Also you can define your employees to your Corporate Internet Banking with different authority and transaction limits.
- What should I do if I came cross to a technical problem during using Internet Banking?
You can call our Telephone Banking 444 4 444 to get support.